Hail or wind damage?

Hail damage and insurance claims

3G inspects your roof for free after a storm, texts you a photo report, and works with your insurance company from the adjuster meeting to the final install. For homeowners across Colorado Springs and the Front Range.

Hail dents on a metal roof vent found during a 3G roof inspection
GAF Master Elite Residential Roofing ContractorGAF Master Elite Contractor
GenFlex Roofing Systems Certified Licensed Contractor
Family owned since 2008Licensed and bonded in Colorado

What's included

What 3G handles on a storm claim

Free storm inspectionWe check shingles, vents, flashing, gutters and siding for hail and wind damage.
Photo report on your phoneEvery damaged item is documented with photos in our inspection app and texted to you.
Adjuster meetingWe meet your adjuster on the roof with the evidence, so nothing gets missed.
SupplementsCode items, decking and missed lines go back to your insurance company for you.
Repair or replacementOnce the claim is approved, we repair or replace what's covered.
A straight answerIf we don't see storm damage worth a claim, we'll tell you.

Our process

How a storm claim works with 3G

  1. 01Free inspectionWe get on the roof and check every component for hail and wind damage.
  2. 02Report texted to youYou get a photo report on your phone showing what we found.
  3. 03Claim or estimateIf there's storm damage, you file the claim and we meet your adjuster. If there isn't, you get a straight answer and an estimate if you want one.
  4. 04InstallInsurance covers the approved scope. Your deductible is your out of pocket cost.
  5. 05Final walkWe walk the finished work with you and send the closeout paperwork your insurance company needs.

Storm season on the Front Range

What Colorado Springs homeowners should know

The Front Range sits in one of the most active hail areas in the country. Storms here usually come between late spring and late summer, and roof damage is easy to miss from the ground.

Colorado law doesn't allow a roofing contractor to pay or waive your insurance deductible. If someone offers to, that's a red flag.

Most policies set a deadline for reporting storm damage, so don't wait long after a storm. Check your policy or ask your agent.

3G is GAF Master Elite and GenFlex certified and has been roofing along the Front Range since 2008.

Hail hit on an asphalt shingle circled in chalk during a 3G inspection

More than the roof

Gutters, siding and paint on your claim

The same hail that damages a roof often dents gutters and downspouts, cracks siding and chips exterior paint. We check all of it during the inspection and document it in the same report as your roof.

If your claim covers that damage, 3G repairs or replaces the gutters, siding and paint along with the roof, so the whole house is finished at once. We do gutter, siding and paint work as part of insurance claims only, not as stand-alone jobs.

Questions

Hail damage and claim FAQs

How do I know if my roof has hail damage?

It's hard to see from the ground. Look for dents in gutters, downspouts and metal vents, or shingle granules piling up at the downspouts. The surest way is a free inspection. We'll get on the roof and text you photos of what we find.

Should I call my insurance company or 3G first?

Either works. Many homeowners have us inspect first so they know whether there's damage before they file. If we don't see storm damage, we'll tell you.

Can a roofer pay or waive my deductible?

No. Colorado law doesn't allow a contractor to pay, waive or rebate your insurance deductible.

What's a supplement?

A request to your insurance company to add items the adjuster's estimate missed, like code-required items or damaged decking found during tear-off. We document them and send them in for you.

How long do I have to file a claim?

It depends on your policy. Most set a deadline for reporting storm damage, so check your policy or ask your agent soon after the storm.

What if my claim is denied?

We'll go over the adjuster's findings with you and explain your options, like asking for a re-inspection or getting a repair estimate if that makes more sense.

Will my claim cover gutters, siding and paint?

It can, if the storm damaged them. We document damaged gutters, downspouts, siding and paint in the same report as your roof and include them in the same claim. Your insurance company decides what's covered.

Schedule your free roof inspection

Where we work: all of Colorado, from the Front Range to the Western Slope, based in Colorado Springs.

835 E Platte Ave, Suite 1
Colorado Springs, CO 80903
Monday to Friday, 8 AM to 4 PM

(719) 422-20273gconstruction@gmail.com

Financing available

Request an inspection

Tell us about the property and we'll reach out to set a time. Your inspection report comes from our app and can be texted right to your phone.

Thanks! We got your request and will reach out soon to set up your free inspection. Need us sooner? Call (719) 422-2027.

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